Dr. Kembai Srinivasa Rao blog

Geo tagging – right move to deepen digital financial Inclusion – Times of India

Concerted policy efforts were shaping up, more importantly since 2010 to increase financial inclusion (FI) through planned expansion of banking network in hinterland. Beginning with physical expansion of banking network in hinterland based on the theme of nationalization, the journey moved to adopt digital integration. Since physical FI has limitations in terms of outreach, the …

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Greater autonomy for development of microfinance – Times of India

The basic principles of micro finance that distinguishes it from the general credit delivery is its small amounts of loan, lack of physical collateral but emphasis on social collateral or peer monitoring and focus on women borrowers offered for informal economic activities that thrives in local geography. It can potentially pull the poor out of …

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