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Finance guru Queenie Tan shares EXACTLY how she's investing in 2022 – Daily Mail

Queenie Tan, from Sydney, (pictured) has an impressive combined net worth of $500,000 with her partner Pablo. In her recent YouTube video, she revealed how she plans to invest this year

With the cost of living rising in Australia due to inflation, a young finance guru has shared what she plans to invest in this year.

Queenie Tan, from Sydney, has an impressive combined net worth of $500,000 with her partner Pablo – which is the total of the pair’s assets.

In her latest YouTube video, the 25-year-old detailed exactly what she invests in, the platform she uses and her strategy when investing during unprecedented times.

‘We automatically dollar cost average into a portfolio of ETFs (exchange traded funds or group of shares) no matter what the market is doing,’ Queenie said.

In addition to the stock market, she added how she plans to invest her time and money into personal unique experiences, travel and exercise. 

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Queenie Tan, from Sydney, (pictured) has an impressive combined net worth of $500,000 with her partner Pablo. In her recent YouTube video, she revealed how she plans to invest this year

'We automatically dollar cost average into a portfolio of ETFs (exchange traded funds or group of shares) no matter what the market is doing,' Queenie said

‘We automatically dollar cost average into a portfolio of ETFs (exchange traded funds or group of shares) no matter what the market is doing,’ Queenie said

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Queenie has diversified her portfolio by investing in ETFs – such as Asia ETF, ETHI, iShares Global 100, BetaShares FAIR and Vanguard Australian Shares Index ETF (VAS).

But there are a few individual company stocks on her ‘watch list’, including Google, Apple, PayPal, Etsy and AMD.

‘We haven’t invested in individual stocks in quite a while because they used to be pretty overvalued, especially in the tech space,’ Queenie said.

‘But since the market correction some of these technology stocks have dropped quite a lot.’

Queenie, 25, and her partner Pablo, 30, (pictured, right) bought their first apartment together in Sydney in 2020

Queenie, 25, and her partner Pablo, 30, (pictured, right) bought their first apartment together in Sydney in 2020 

Queenie’s current net worth portfolio is comprised of her ETF holdings, stock holdings, home equity, cash savings, superannuation and cryptocurrency

Queenie’s current net worth portfolio is comprised of her ETF holdings, stock holdings, home equity, cash savings, superannuation and cryptocurrency 

Queenie uses the Australian platform Pearler to invest a certain amount into the stock market every month.

Dollar cost averaging is a popular strategy which involves making regular incremental investments over a long period of time rather than one lump sum.

This strategy aims to purchase stocks at an average price, rather than at a higher or lower rate.

Queenie’s current net worth portfolio is comprised of her ETF holdings, stock holdings, home equity, cash savings, superannuation and cryptocurrency. 

But while saving and investing is important for the long-term, Queenie and Pablo ensure they invest in themselves by exercising regularly, eating well and doing activities they enjoy. 

Recently Queenie read the book Die With Zero by Bill Perkins which inspired her to invest in unique experiences.  

Queenie said she’ll will travel around the world while she’s ‘young and able’. 

‘One of the biggest lessons I learnt by reading Die With Zero is that the older we get, the less enjoyment we can extract from our money because our health declines with age,’ she said.

For example, Queenie said $10,000 in your twenties goes ‘a lot further’ compared to $10,000 in your sixties and older.

‘In order to ensure my money is spent wisely, I’m going to spend it on experiences I can do while I’m young,’ she said.

What will Queenie Tan be investing in this year? 

– Exchange traded funds (ETFs) – such as Asia ETF, ETHI, iShares Global 100, BetaShares FAIR and Vanguard Australian Shares Index ETF (VAS)

– Possibly single stocks including Google, Apple, PayPal, Etsy and AMD

– New tech equipment or her YouTube channel  

– Life experiences and travel 

– Personal activities – such as exercise classes

– A home cleaner and meal delivery kits

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